Quick Insurance Stats - Who’s Buying What

Employers are shopping their policies.
60% of all small firms (3-199 workers) offering health benefits say they shopped for a new plan or insurance carrier in the past year.

24% of all small firms that shopped changed insurance carrier.

31% of all small firms that shopped changed health plan type.

Source: Kaiser/HRET Survey of Employer Sponsored Health Benefits, 2005
http://www.kff.org/insurance/7315/sections/ehbs05-sec12-1.cfm

Individual coverage is purchased by people of all ages.

43% of single policies were held by people between 25 and 44 years old
25% were held by people aged 45-64
32% were held by people aged 24 and under

60% of family policies were purchased by families headed by a person aged 25-44
33% were held by families headed by someone aged 45-64
8% were held by a family headed by an individual aged 24 or younger

Source: AHIP Center for Policy and Research Individual Health Insurance: A Comprehensive Survey of Affordability, Access, and Benefits, 2005
http://www.ahipresearch.org/

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